Think of weather risk in terms of the potential impact on your commercial venture, and the success or failure caused by unforeseen weather events.

The U.S. Department of Commerce estimates that 30%, at least $1 Trillion, of the U.S. economy is impacted by the weather and it has always been an excuse for revenue loss. But it doesn’t have to be. Our approach to data can help the entire risk management industry better understand potential losses and how to cover against them.


Lower sales during warm winters or cool summers mean uneven fluctuations to utility companies. In the past, ratepayers covered the difference. Now, utilities and power marketers can turn to the weather derivative markets to hedge exposure to the elements.


Agricultural companies can guard against crop losses and add stability to their income streams made inherently unpredictable by extreme temperatures or erratic precipitation. Depending on the crop, growers may seek protection against warmer-than-normal or colder-than-normal temperatures during all four seasons.

Transportation & Aviation

Fuel costs, better route planning, decreased flight delays. We can measure winds aloft better than any other technology, and we have more precise 3-5 day forecasts so every aspect of scheduling is improved.

Mining & Construction

Mining and construction companies face costly delays to projects from a variety of weather variances and severe events. Compensation for these delays is available from weather derivatives and protect against losses from incentive/disincentive clauses.


Any business that depends on weather for their flow of tourists are increasingly dependent on accurate short and long-term forecasting. Weather derivatives can compensate for poor seasons through appropriately structured weather hedges. Operators of ski resorts and theme parks, as well as promoters of outdoor events are exposed to snowfall, precipitation and temperature. The main effects are decreased patronage, lower entrance/usage fees, and associated merchandise sales. Ski resorts also face lower sales of resort real estate.

Manufacturers & Retailers

Manufacturers and retailers of beverages, ice cream, heating/cooling equipment and apparel can make up for reduced sales when cool summers and warm winters depress demand. Temperature, precipitation and snowfall are major sales drivers for products such as apparel, seasonal recreational goods and home comfort products like air conditioners and space heaters. The main adverse impact is lower demand, affecting inventory and clearance costs in any season where temperatures are unseasonably mild.
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Tempus provides persistent views of the atmosphere in three dimensions, creating big data sets and actionable business intelligence about weather, water, climate, and chemistry.

Contact us to learn how the revolutionary technology can change your business.

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